FX and Transfers

Fast, cost-effective international money transfers

Streamline international transfers to suppliers and employees worldwide, with access to competitive interbank FX rates regardless of transaction size.

See what you could save on every transaction with Airwallex

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Where possible, payments are made using Airwallex’s local network to eliminate transaction fees and deliver your funds faster. The rate available at the time you book a FX conversion on the Airwallex platform may be different to the rate displayed above. We may charge a mark-up on the conversion plus transfer fees, for example to cover the cost of using the SWIFT network. For more information, please review our Terms and Conditions, Fee Schedule and Country Payout Guide.

Secure and reliable global money transfers

Send international money transfers quickly and securely without the delays, complexity, and high fees of traditional banking systems.

Transfer to 200+ countries in 60+ currencies

Transfers are completed in as little as one business day with the full amount on delivery guaranteed.

Access interbank exchange rates

Enjoy interbank FX rates for international transfers of any size, and use FX forwards to manage currency risk more effectively.

Work smarter, not harder

Send money to multiple recipients around the world simultaneously with batch transfers, each with specified amounts.

Simplify your bookkeeping

Connect Airwallex to your favourite accounting software in just a few clicks to automatically reconcile transfers.

Access our global transfer method network

Airwallex offers you a wide array of local and global transfer options to make sure you get the fastest and most cost-effective solution.

Australia
Hong Kong SAR
United States
New Zealand
United Kingdom
Singapore
Germany
Brazil
South Africa

Explore our growing network of 200+ payout countries and regions

View our payout network

Bank Transfer
BPAY
SWIFT
Bank Location
Australia
Transfer Method
Bank Transfer
Bank Transfer
BPAY
SWIFT

Explore our growing network of 200+ payout countries and regions

View our payout network

Batch Transfers

Simplify workflows with batch transfers

No-code payouts to multiple parties in one go

Send international money transfers to multiple suppliers or employees without writing any code.

Flexibility to meet your specific needs

Make batch transfers to up to 1,000 recipients across countries, currencies, and transfer methods.

Intuitive and dynamic templates to guide you

Simply download and complete the template that best meets your requirements, upload it to Airwallex, and book your transfer.

Approval Workflows

Manage your operational risks

Multi-layered approval workflows

Customise approval workflows for your business based on specific transfer amounts.

User permissions

Set individual permissions for employees and third parties, including ‘view only’ access.

Added security

Verify each transfer with multi-factor authentication for added security and peace of mind.

Airwallex Testimony

“With Airwallex, we can pay overseas suppliers faster and save up to 25% on cross-border fees.”

Rachel Lim

Co-Founder, Love, Bonito

Airwallex Testimony

“Airwallex is a really good example of how we’re investing in technology. While our previous solution for foreign payments was very slow, manual and outdated, Airwallex is quick, easy and efficient. Not only does Airwallex save the team time, it also saves us money – it’s a win-win.”

Laura Bowden

CFO at McLaren Racing

Airwallex Testimony

“It only takes a few hours to complete international transfers. Suppliers are happy to receive funds instantly and are more confident in doing business with us.”

Ben

Co-Founder of GreenPrice

Airwallex Testimony

“Using Airwallex’s FX and international payment services, I am able to pay my global employees directly in local currencies within the same day via local routes, avoiding the high TT charges while enjoying market-beating exchange rates. Unlike many major banks, Airwallex does not charge a batch payment processing fee on international money transfers. This allows me to upload all of my payment requests in one go, saving time and money.”

Henson Tsai

Founder and CEO, SleekFlow

Airwallex Testimony

“Importing the best wine and sake overseas always involve extra costs on transaction fee & FX fee. With Airwallex, we saved 100% of our overseas remittance cost and we could provide the best price for our customers.”

Tomy Wu

Co-Founder, MyiCellar

Payouts

Automate transfers with our Platform API

Businesses rely on our API to handle their most complex requirements. Programmatically make high-volume global transfers, access interbank FX rates, intelligently manage currency risk, and more.

Global Accounts

Bank like a local with Global Accounts

Airwallex makes collection of your global payments seamless, secure, and cost-effective. With our Global Accounts, you can open domestic and foreign currency accounts in just minutes and receive payments from global customers in their preferred currency. Say goodbye to costly conversion fees.

Frequently asked questions about fx & transfers

What is an international money transfer?

An international money transfer is the process of sending funds from one country to another. With Airwallex, you can pay overseas suppliers, employees, and partners without needing a local bank account in their region. We offer a faster, more cost-effective alternative to traditional providers for single or recurring global transfers.

How fast are international transfers with Airwallex?

Airwallex leverages a global network of local payment rails to significantly speed up international transfers. 93% of our transactions arrive the same day, with 50% completed instantly. Actual arrival times depend on the destination, currency, and local banking hours.

How secure are international transfers on Airwallex?

Airwallex ​​acts as a secure intermediary, allowing businesses to conduct transactions internationally without exposing sensitive financial details. All transactions are subject to our security measures, ensuring every payment sent through Airwallex is protected from end to end. Airwallex is regulated by the Customs & Excise Department and holds a Money Service Operators license (MSO License No. 16-09-01929). We meet the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements.

Are there hidden fees for global money transfers on Airwallex?

Airwallex utilises local payment networks for international transfers, meaning transactions to 120+ countries can bypass the SWIFT network and are often fee-free. Costs mainly apply when FX is required (at competitive market-leading rates) or if the destination requires the SWIFT network (when local rails are unavailable). All applicable fees and exchange rates are shown clearly before you confirm the payment – ensuring total transparency.

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